What are the Benefits of Tokenization?

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The Benefits of Tokenization cannot be emphasized in the global market of today. According to forecasts, the global tokenization industry will grow from USD 2.03 billion in 2021 at a CAGR of 24.09%. This technology has revolutionized the way the world approaches investment for good. By combining blockchain technology with traditional assets, tokenization has successfully mitigated the volatility associated with digital assets and mediated entry into erstwhile inaccessible investment platforms for the small investor, at the same time.

Now, with asset tokenization, tangible investment vehicles have increased accessibility, security, transparency, and many more benefits. But what is tokenization in itself, how does it work, and what are the benefits of this new phenomenon that is turning investor heads? This article explores the answer to all these questions and more. If you are an investor or looking for investors for your project, you have come to the right place, Read on.

Background On Tokenization

The history of the tokenization of physical assets can be traced back to the early days of blockchain technology and cryptocurrencies. In the early 2010s, the first experiments with tokenizing assets began, with early projects such as Mastercoin and Counterparty. These projects allowed for the potential creation of tokens that represented assets such as gold or real estate, which could be traded on a blockchain.

With the introduction of the Ethereum blockchain and the production of ERC-20 tokens in 2017, the idea of tokenization started to attract widespread interest. As a result, programmable tokens that could stand in for any kind of asset, including actual assets, became possible.

By 2018, the first real estate tokenization took place, when a $20 million luxury apartment building in Manhattan was tokenized. Soon after, further real estate tokenization initiatives emerged, leading to the tokenization of both commercial and residential properties throughout numerous nations.

Although today, tokenization of physical assets is still a relatively new and emerging field, myriads of projects and platforms are inventing new ways to tokenize real-world assets daily with many under development or in the testing phase. Most of these projects are focused on solving technical and regulatory issues, but the potential for tokenization of physical assets to revolutionize how we access and trade assets are indisputable.

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What is Tokenization And How Does It Work?

Simply put, tokenization is the process of converting a physical asset, such as real estate, fine art, or collectibles, into a digital token that can be traded on a blockchain. This process involves the creation of a digital twin of the physical asset, which can be bought and sold just like traditional assets, but with increased liquidity and accessibility.

Notable Examples of Asset Tokenization

Real estate

One example of a real estate tokenization platform is RealT. It is a platform that allows users to tokenize their real estate properties and offer them as investment opportunities to a global audience. RealT uses blockchain technology to create a digital token that represents ownership in a specific property, which can then be traded on the platform.

The platform also provides a marketplace for buying and selling these tokens, allowing for liquidity in the market. Additionally, RealT offers a variety of tools for property owners to manage their properties, such as rent collection and financial reporting. And finally, it takes care of the compliance and legal side of the tokenization process, making it easy for property owners to tokenize their assets and for investors to purchase them.

Fine Art

Tokenization of art is a new way to invest in the art market using blockchain technology. This process enables the creation of digital representations of artworks on a blockchain, which can then be bought, sold, and transferred in a secure and verifiable way. If you are an artist or interested in art, you will appreciate its many benefits including the reduction of fraud, increase in transparency, and enabling of 24/7 trading.

Moreover, tokenization makes it easier for people to purchase and invest in expensive pieces of art. An example of this is Art Blocks, a blockchain-based platform that allows artists to create and sell digital art assets. The platform is designed to allow artists to take control of their own distribution and sales and offers a marketplace for buying and selling art tokens.

Commodities

Tokenization allows for the digitization of physical commodities such as gold, silver, or oil, enabling investors to trade them as digital assets. Paxos is one instance of a platform for commodities tokenization. Using blockchain technology, the platform enables users to purchase, sell, and trade tokenized representations of gold called PAX Gold (PAXG).

One fine troy ounce (t oz) of a 400 oz London Good Delivery gold bar, kept in Brink’s vaults, serves as the collateral for each token. When you own PAXG, you also own the actual gold that is in Paxos Trust Company’s control.

Luxury Items and Collectibles

Another use of tokenization includes the creation of digital collectibles, such as sports memorabilia or limited edition items, that can be traded on a blockchain. This eases the verification of authenticity and rarity of assets while providing a new way for fans and collectors to own a piece of their favorite team, player, or artist.

Some platforms allow investors to invest in tokens backed by real-life luxury items like wristwatches and even cars. For example, CurioInvest offers a user-friendly platform for investing in expensive collectible cars. The hand-selected automobiles are chosen by the specialists at CurioInvest based on their investment potential.

This platform crowdfunds the cost of cars by offering “Car Tokens” for sale to investors on the platform. By holding these tokens, you acquire the right to a portion of the revenue from the sale of the car. Additionally, you can choose to diversify your portfolio by investing in several cars, and a virtual garage of sorts, backed by real, tangible assets.

What are the Benefits of Tokenization?

Liquidity

Liquidity refers to the ease with which an asset can be bought or sold on the market without significantly impacting the asset’s price. Tokenization allows for the fractional ownership of assets, meaning that an asset can be divided into smaller units, or tokens, that can be bought and sold on the market. This increases the overall liquidity of the assets, as it allows for a wider range of investors to participate in the market by lowering the entry-level.

Think of a $10 million piece of commercial real estate, for instance. It would be challenging for small investors to buy such property. However, if the asset is tokenized, it can be split into one million tokens, each worth $10. This makes the asset more liquid and accessible by enabling anyone to buy as many or as few tokens as they can afford.

Another example would be if you have a private company or startup looking for investors to participate in the ownership of the company. Tokenization allows you to issue shares in the form of tokens, which can be traded on a stock exchange or a secondary market. This opens up your company to a wider market as smaller investors can easily purchase tokens.

Accessibility

Accessibility is similar to liquidity as one of the key benefits of tokenization because it allows for the fractional ownership of assets. This means that instead of having to purchase an entire asset, like a luxury watch or car, you can purchase a token that represents a fraction of assets you might not normally be able to afford. That way, a wider range of people can invest in luxury assets. Tokenization also makes it easier for individuals to invest in assets that were previously difficult to invest in or were only accessible to a small group of people.

Security

Additionally, tokenization can boost the security of assets. This is because tokenization makes it possible to leverage blockchain technology, which is a decentralized and impenetrable method of storing data. The ownership and transfer of the tokenized assets are secure and transparent since each token can be monitored and confirmed using blockchain technology. Tokenization allows physical assets to be stored in safe, off-site places rather than having to be physically stored and secured by individual owners. This boosts the security of the assets themselves by lowering the possibility of loss or damage.

Transparency

The added transparency that tokenization can offer is another advantage of this technology. Every transaction and transfer of ownership of the tokenized assets are recorded and tracked on a public ledger because, as explained earlier, tokenization makes use of blockchain technology. This can boost trust and confidence in the market by allowing for more transparency on the ownership, movement, and value of the assets. Additionally, the implementation of smart contracts can make transaction execution transparent and automated, hence lowering the risk of fraud or mistakes.

Automation

This is also a benefit of tokenization. Because tokenization typically involves the use of smart contracts, which are self-executing contracts with the terms of the agreement directly written into code. This means that once the conditions of the smart contract are met, the contract can automatically execute the agreed-upon actions, without the need for human intervention. As a result, the need for intermediaries, such as lawyers or brokers, will be almost non-existent. Additionally, tokenization can also help to increase the efficiency and speed of transactions, reducing the potential for errors or fraud. 

Cost-effectiveness

Tokenization can reduce the costs associated with buying and selling assets, as it eliminates the need for intermediaries such as stockbrokers, and can also reduce the costs of maintaining and transferring ownership of the assets.

The Bottom Line

In summary, the benefits of tokenization are numerous and far-reaching. Tokenization allows for the digitization of physical assets, making them easily transferable and tradeable on blockchain platforms. This has the potential to revolutionize industries such as real estate, art, and collectibles, by making it easier for individuals to invest and trade in these assets.

Additionally, tokenization also increases the liquidity of assets, as they can be easily bought and sold on a global scale.

Furthermore, tokenization also provides increased security and transparency, as the ownership of the assets is recorded on a tamper-proof blockchain ledger. Overall, tokenization has the potential to greatly streamline and improve the way we invest and trade in physical assets.

FAQ

How does tokenization of assets really work?

Physical asset tokenization refers to the process of representing ownership of a physical asset, such as real estate or artwork, using a digital token on a blockchain. The token serves as proof of ownership and can be bought, sold, or traded just like any other digital asset.

Typically, the process involves creating a digital representation of the asset, such as a 3D model or image, and then creating a unique token that is linked to that representation. The token can be stored in a digital wallet and transferred to other users on the blockchain, allowing the asset to be easily traded or sold. The blockchain serves as a secure and transparent record of ownership, making it difficult for ownership of the asset to be disputed. You can find out more about how luxury cars, for example, are tokenized here.

Is it really worth it to tokenize assets?

Tokenizing assets can have several benefits, such as increased liquidity, fractional ownership, and the ability to trade assets on a global scale. However, it is important to do your own research when planning to venture into asset tokenization, be aware of the potential risks and regulations surrounding it, and carefully consider whether it is worth it for your specific asset or use case.

What kind of assets can be tokenized?

Assets that can be tokenized include, but are not limited to, real estate, art, collectibles, precious metals, commodities, and even financial instruments such as stocks and bonds. Since tokenization is the process of creating a digital representation of an asset on a blockchain, which enables the asset to be bought, sold, and transferred in a secure and verifiable way, almost any traditional asset can be tokenized.

The Best Tokenization Platforms In 2023

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What Are the Best Asset Tokenization Platforms In 2023?

If you are looking for the best Asset tokenization platform as a business or an investor, you will find a comprehensive list of possible options in this article. Asset tokenization platforms have gained popularity in recent years with a prediction that this sector will grow into a 16 trillion market by 2030. There are a number of things responsible for this.

One of the main reasons is that they offer increased liquidity and accessibility for investors. Traditional assets such as real estate and art can be difficult to buy and sell due to their high price and lack of liquidity. By tokenizing these assets and allowing investors to buy and sell fractional ownership on a blockchain, it becomes much easier for them to invest in and trade these assets.

Another reason for the popularity of asset tokenization platforms is that they offer increased efficiency and automation for various industries. For example, in the real estate industry, tokenization can streamline the process of buying and selling properties by eliminating the need for intermediaries such as brokers and lawyers.

The nascent technology also offers increased security and transparency for both investors and businesses, as the ownership and transfer of assets are recorded on a decentralized ledger. Tokenization has the potential to transform how assets are bought, sold, and managed, offering benefits for businesses and investors.

So, what are the top tokenization platforms to look out for in 2023? Below is a list of 10 of the very best.

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The Top 10 Tokenization Platforms In 2023

1.   CurioInvest

CurioInvest is a ground breaking company that allows people to invest in collectible cars through the purchase of digital tokens called “Car Tokens.” These tokens represent ownership in a particular car and give the holder the right to share in any profits from the sale of the car.

What is so interesting about this concept is that CurioInvest’s team of experts selects the cars for investment based on their potential for appreciation in value. Investors can purchase Car Tokens for specific vehicles and view information about the cars, including their ownership history and current market prices, on the CurioInvest platform. They can also choose to sell their Car Tokens to other investors before the car is sold.

This way, CurioInvest allows for investment in collectible cars and the potential to earn profits, while also providing the opportunity to diversify a portfolio by investing in multiple cars through the purchase of Car Tokens.

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2.   tZERO

Another major name on the asset tokenization market is tZERO. This decentralized platform allows for the trading of security tokens, as well as other types of digital assets. It was founded in 2014 and is based in Salt Lake City, Utah. It is a subsidiary of Overstock.com and was created to provide increased liquidity, transparency, and efficiency to the capital markets through the use of blockchain technology.

Additionally, tZERO operates as a security token trading platform, allowing for the buying and selling of tokenized assets such as real estate, art, and revenue streams from successful startups.

It also offers a range of services for companies looking to launch their own security token offerings (STOs), including compliance support and marketing assistance. tZERO utilizes smart contracts on the Ethereum blockchain to facilitate trades and ensure the security and immutability of transactions. Also, the platform is regulated by the U.S. Securities and Exchange Commission (SEC) and complies with all relevant laws and regulations.

3.   ConsenSys

This is a blockchain software technology company that was founded in the same years as tZERO, by Joseph Lubin, a co-founder of Ethereum. Based in Brooklyn, New York, ConsenSys is focused on building decentralized applications (DApps) and tools that utilize the Ethereum blockchain and other distributed ledger technologies.

The ConsenSys tokenization platform is built on top of the Ethereum blockchain and uses smart contracts to enforce the rules and regulations associated with the assets being tokenized.

In addition to its tokenization platform, ConsenSys offers a range of other products and services related to blockchain technology, including consulting, education, and software development. The company works with a variety of organizations and industries to help them leverage the potential of blockchain technology to drive innovation and transform traditional business models.

4.   Securitize

Securitize is a digital securities platform that provides technology and services for issuing and managing compliant digital securities, also known as security tokens. It was founded in 2017 and is headquartered in San Francisco, California. Some notable achievements of Securitize include being the first company to complete a live, end-to-end secondary trade of a digital security on the blockchain, and being the first company to receive the Digital Securities Protocol System Compliance (DS Protocol) certification from the Global Digital Finance (GDF) organization.

5.   Polymath

This is a decentralized platform that uses blockchain technology and smart contracts to create and issue security tokens. Polymath aims to make it easier for companies to issue security tokens and for investors to participate in token offerings.

In pursuit of this, Polymath provides a range of services and tools, including a legal framework for security token offerings, a security token standard (ST-20), and a decentralized exchange for trading security tokens. The platform also includes a network of service providers, such as legal firms and marketing agencies, that can help companies navigate the process of issuing security tokens.

6.   Harbor

Harbor is a platform for issuing and managing compliant security tokens. The San-Francisco-based company was founded in 2017. Like Securitize and Polymath, Harbor uses blockchain technology and smart contracts to automate various aspects of the token issuance process, including the issuance of tokens, the management of token holders, and the compliance with relevant regulations. The platform also aims to make it easier for companies to issue security tokens and for investors to participate in token offerings.

One of the key features of the Harbor platform is its customizable compliance protocol, called R-Token, which can be tailored to meet the specific regulatory requirements of different jurisdictions and asset classes. In addition, Harbor’s platform is designed to integrate with existing infrastructure, such as real estate management systems and fund administration systems. Through this, companies can use Harbor’s platform in conjunction with their existing systems, rather than having to build a new infrastructure from scratch.

Finally, Harbor’s platform includes support for secondary trading of security tokens, including the management of transfer restrictions and the enforcement of investor accreditation requirements. It enables companies to issue security tokens that can be traded on secondary markets, giving investors more flexibility and liquidity.

7.   Tokeny Solutions

Tokeny Solutions is another leading company that provides a platform for the issuance and management of tokenized securities. Tokeny’s platform is designed to enable companies to issue and manage tokenized securities in a compliant manner, with features such as investor onboarding, regulatory compliance, and secondary market trading. The platform is aimed at providing a more efficient and transparent alternative to traditional securities issuance and trading processes.

8.   Securrency

Seccurency is a platform that offers tools that are designed to be used by broker-dealers, issuers, and alternative trading system operators, and are intended to facilitate greater liquidity and flexibility in the market for tokenized securities. This unique platform has also developed two distinct token standards (CAT-20 and CAT-721) that allow it to be compatible with multiple blockchain networks, a feature which further enhances its versatility and potential for use in a variety of different contexts.

Securrency is a significant player in the market for asset tokenization, and is known for its ability to offer users a range of powerful, flexible tools for managing and trading digitized securities.

9.   BitBond

A well-established and reputable asset tokenization platform that has been active in the market since 2013. Its focus is on providing technological support for tokenized bonds, as well as the fact that the platform’s client base includes banks, fund operators, and issuers, suggests that Bitbond is well-equipped to support a wide range of use cases in the asset tokenization space.

It is interesting to note that Bitbond has a strong track record of innovation, including the development of a white-label solution that helps banks streamline the process of issuing bonds and the introduction of the first STO in Germany in 2019. These achievements demonstrate the platform’s commitment to staying at the forefront of the asset tokenization market.

10. TokenSoft

Finally, last but not least on the list of the best Asset Tokenization platforms in 2021 is TokenSoft, a company that provides technology and services for the issuance, management, and trading of tokenized securities. According to the company’s website, its platform enables issuers to comply with regulations, manage investor relations, and streamline the process of issuing and distributing tokenized securities.

TokenSoft’s technology is designed to be flexible and scalable, and can be customized to meet the needs of a wide range of clients, including issuers, broker-dealers, investment banks, and other financial institutions. In addition to its core platform, TokenSoft also offers a range of related services, such as security consulting, investor onboarding, and compliance support. Overall, the tokenization platform is a leading provider of technology and services for the tokenization of assets, with a focus on helping its clients navigate the complex and rapidly evolving landscape of digital securities.

FAQs

What is Asset Tokenization?

Asset tokenization is the process of representing ownership of a physical or digital asset in the form of a token on a blockchain. This allows for the asset to be easily bought, sold, and transferred digitally, increasing liquidity and accessibility.

How does Asset Tokenization Benefit investors?

Asset tokenization can make it easier for investors to buy and sell assets, as it eliminates the need for intermediaries and allows for faster and cheaper transactions. It can also provide increased transparency and security, as the blockchain allows for a clear record of ownership and transactions.

What are Some Potential Risks of Investing in Tokenized Assets?

As with any investment, there are potential risks involved with investing in tokenized assets. These can include the risk of fraud or cyber attacks, as well as regulatory risks if the asset being tokenized is not in compliance with relevant laws and regulations. It is important for investors to carefully evaluate the risks and potential rewards of any investment before making a decision.

How can I Choose the Best Asset Tokenization Platform in 2023?

When choosing a tokenization platform, it is important to consider factors such as security, regulatory compliance, fees, ease of use, reputation, and customer support. Carefully evaluating these factors can help you choose a platform that meets your needs and helps you achieve your investment goals. It is also important to be aware of the potential risks involved with investing in tokenized assets. In all, it is best to explore thoroughly before you make your decision. You can start here.

Bottom Line

In conclusion, the market for tokenization platforms is expected to continue growing rapidly in 2023 and beyond. As more companies and organizations look to tokenize a wider range of assets, including securities, real estate, and other physical assets, the demand for platforms that can support the issuance, management, and trading of these tokenized assets is likely to increase. Some believe this might be a reviving force in the ongoing-crypto winter. Leading And ground breaking tokenization platforms such as Curioinvest will position themselves to take advantage of this trend and build profitable relationships with business and investors alike.

What is NFT Tokenization? | 2023 Guide

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Introduction

Non-fungible tokens (NFTs)have gained significant attention in recent years as a way to represent and sell unique digital assets, such as artwork, music, and even tweets. And now, web3 companies like Curioinvest are taking things a step further by using NFTs to represent ownership of real-world assets like fine arts, luxury cars, and even real estate.

Through the process of tokenization, these assets can be bought, sold, and traded on blockchain marketplaces, opening up a whole new world of possibilities for collectors and investors. In this article, we’ll dive into the exciting world of what is NFT tokenization and explore its various use cases and benefits.

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What is NFT Tokenization?

NFT tokenization is the process of representing physical assets or rights to assets as digital tokens on a blockchain. These tokens, known as non-fungible tokens (NFTs), can be bought, sold, and traded like any other cryptocurrency, but they represent a unique and indivisible ownership claim to a specific asset or set of assets.

Examples of assets that can be tokenized include real estate, fine art, collectibles, company shares, and even intellectual property rights. By creating a digital representation of these assets, it becomes much easier to buy and sell them, potentially unlocking value for their owners and enabling a wider range of investors to participate in their ownership.

Benefits of Assets Tokenization

Tokenization is transforming the traditional methods of buying and selling assets, offering the potential to unlock incredible value for all parties involved. The key benefits of tokenization include the following;

INCREASE LIQUIDITY

One of the primary benefits of tokenization is that it allows for the creation of a liquid market for assets that may otherwise be illiquid. Tokenized assets can be bought and sold on exchanges and marketplaces, making it easier to find a buyer or seller for a particular asset.

This process is especially beneficial for specialized or unique assets, as it can be challenging to find buyers for these assets in traditional marketplaces.

FRACTIONAL OWNERSHIP

It also allows for the creation of fractional ownership structures, in which a single token represents a small ownership stake in an asset. This makes it easier for individuals to invest in high-value assets that may be out of reach for them individually.

COST REDUCTION

Assets tokenization also potentially reduces the costs associated with buying and selling assets. Automating the tracking and execution of ownership transfers and profit distribution reduces the need for intermediaries such as brokers and lawyers. This saves time and money for both buyers and sellers.

IMPROVED ACCESSIBILITY

With tokenization, it becomes easier for several investors to participate in the ownership of assets. This is because tokens can be bought and sold in smaller fractions, making it more accessible for individuals with smaller amounts of capital to invest in having a certain percentage ownership of the assets.

ENHANCED SECURITY

Tokenization also provides enhanced security for the ownership of assets, as these tokens are stored on a secure, decentralized ledger (the blockchain), which makes it almost impossible for them to be lost or stolen.

INCREASED TRANSPARENCY

It increases the transparency of asset ownership, as the ownership of tokens is recorded on the blockchain and can be easily verified by anyone. This is beneficial in cases where it is essential to track an asset’s ownership, such as intellectual property rights.

CREATION OF NEW BUSINESS MODEL

Finally, tokenization enables the creation of new business models that were not previously possible. For example, tokenization could allow for the creation of “asset-as-a-service” models, in which assets are tokenized and rented out to users on a pay-as-you-go basis rather than being owned outright.

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Tangible and Intangible Assets that can be tokenized

REAL ESTATE: Tokenization is revolutionizing the real estate industry by making it easier to buy and sell properties, including lands and high-end assets. It also allows for fractional ownership, enabling individuals to own small portions of these assets that would not be possible without tokenization.

FINE ART: Previously, the art market was known for its illiquidity, with many artworks selling at high prices infrequently. However, tokenization has significantly increased the frequency and makes it easier for investors to access this market.

COLLECTIBLES: Like artworks, collectibles such as stamps, coins, and sports memorabilia can be tokenized, ultimately increasing their liquidity and accessibility.

LUXURY GOODS: High ends fashion clothing, jewelry, and cars are also tokenized to enable diverse ownership of these items. These items are usually costly and can only be owned by High net worth individuals (HNWIs), but with tokenization which allows fractional ownership, individuals with limited resources can own a portion of these assets.

SHARES: Companies and startups can now tokenize their shares to raise funds from investors, which is easier and more cost-effective than traditional fundraising methods.

INTELLECTUAL PROPERTY: Tokenization can also represent ownership of intellectual property rights such as patents, trademarks, and copyrights.

Use cases of Tokenized assets

Tokenized assets offer a multitude of opportunities for investors and businesses. As such, they can be used similarly to traditional real-world assets that are not tokenized.

In general, Tokenized assets can be bought and sold as a form of investment, similar to traditional securities such as stocks and bonds. These assets can also be traded on exchanges and marketplaces like other non-tangible NFTs and cryptocurrencies.

In addition, tokenized assets are used as collateral in financial transactions, making it easier for individuals and companies to secure financing. Furthermore, it serves as a means of fundraising, such as through a security token offering (STO), allowing businesses to raise capital from diverse investors.

Overall, The versatility and accessibility of tokenized assets make them valuable assets for investors and businesses looking to take advantage of their many benefits and use cases.

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Curioinvest: A secure platform for tokenized asset investing

Curioinvest is an innovative company that helps people to invest in tokenized tangible and intangible assets. Our mission is to provide a simple and accessible way for individuals to invest in a diverse range of assets, including supercars, watches, art, and intellectual property.

As a leading web3 company revolutionizing how people invest in tangible and intangible assets, the first collectible supercar, the Ferrari F12tdf, was tokenized and sold on our platform.

With Curioinvest, investors can easily purchase tokens representing fractional ownership in these assets using various payment methods, including traditional fiat currency and cryptocurrency. We use blockchain technology to securely record and manage ownership of these assets, ensuring that investors have full transparency and control over their investments.

One of the key benefits of investing with us is the ability to easily and quickly diversify your investment portfolio. Rather than being limited to traditional asset classes like stocks and bonds, our investors can add tokenized assets to their portfolio, providing a diversity level that can help mitigate risk and increase potential returns.

In addition to our investment services, we offer a range of educational resources to help investors understand the potential risks and rewards of investing in tokenized assets. From webinars to in-depth guides and articles, we provide a wealth of information to help investors make informed decisions about their investments.

Summary

– Non-fungible tokens (NFTs) are digital assets that represent ownership of a unique item or asset. This can include physical assets such as real estate or fine art, as well as digital items like artwork or music.

– Through NFT tokenization, these assets can be represented as digital tokens on a blockchain and bought, sold, and traded like cryptocurrencies.

– Tokenization has the potential to increase liquidity for otherwise illiquid assets, allow for fractional ownership, reduce costs, improve accessibility and security, increase transparency, and enable the creation of new business models.

– Some examples of assets that can be tokenized include real estate, fine art, collectibles, company shares, and intellectual property rights.

– Curioinvest is a company that helps people invest in tokenized tangible and intangible assets, such as supercars, watches, art, and intellectual property. We allow investors to purchase tokens representing fractional ownership in these assets using various payment methods, including traditional currency and cryptocurrency.

– As a web3 company, we use blockchain technology to securely record and manage ownership of these assets, providing transparency and control for investors. Lastly, we offer educational resources to help investors understand the potential risks and rewards of investing in tokenized assets.

Frequently asked questions

  1. What is asset tokenization?

Asset tokenization refers to the process of representing physical assets or rights to assets as digital tokens on a blockchain.

  1. What types of assets can be tokenized?

Examples of assets that can be tokenized include real estate, fine art, collectibles, company shares, and intellectual property rights.

  1. Can tokenized assets be traded on regular cryptocurrency exchanges?

Yes, tokenized assets can be traded on regular cryptocurrency exchanges and dedicated NFT marketplaces.

  1. Are tokenized assets secure?

Tokenized assets are stored on a blockchain, which provides a secure and transparent record of ownership.

  1. How can I start investing in tokenized assets?

To start investing in tokenized assets, you will need to set up an account with platforms like Curioinvest which gives you the access to invest in those assets.

Tokenization vs. Encryption | 2023

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INTRODUCTION

Tokenization and Encryption are two important methods for securing sensitive data. While both techniques serve the same purpose of protecting data from unauthorized access, they are different in their implementations and uses.

This article will explore the differences between tokenization vs encryption, including their key features, advantages, and disadvantages. We will also discuss when to use each technique and how they can be used together for enhanced security.

By the end of this article, you will have a better understanding of tokenization vs encryption and how they are used to protect your data.

WHAT IS TOKENIZATION?

Tokenization is a technique for replacing sensitive data with a non-sensitive equivalent known as a token. This token is a randomly generated string of characters with no inherent meaning or value and cannot be used to reconstruct the original data.

Tokenization is commonly used to secure sensitive data, such as credit card numbers, social security numbers, and personal identification numbers (PINs). Instead of storing this sensitive data in its original form, tokenization replaces it with a token. This token can then be stored and transmitted without compromising the security of the sensitive data.

One of the key advantages of tokenization is that it allows sensitive data to be used without exposing it to potential security risks. For example, when a customer purchases online, their credit card number is replaced with a token before it is transmitted to the merchant’s server. This ensures that the credit card number is not exposed to potential security threats, such as hacking or data breaches.

Tokenization also helps to reduce the risk of data loss or theft. Since the original data is replaced with a token, it is no longer stored in its original form and cannot be accessed by unauthorized parties. This provides an additional layer of security for sensitive data and helps prevent data loss or theft.

WHAT IS ENCRYPTION?

Encryption is a technique for converting plaintext data into ciphertext using a mathematical algorithm and a secret key. This ciphertext is scrambled and unreadable to anyone without the secret key, making it a secure way to transmit and store sensitive data.

Encryption is used to secure data transmission and storage. When data is transmitted over the internet, it is encrypted to prevent unauthorized parties from accessing it. Similarly, when data is stored on a server or other storage device, it is encrypted to avoid unauthorized access.

It provides a high level of security for sensitive data. Since the ciphertext is unreadable without the secret key, it is almost impossible for unauthorized parties to access the original data. This can come in handy for firms and individuals who need to securely transmit and store sensitive data.

Encryption is also used in messaging and communication applications to allow secure communication between two parties. This is referred to as end-to-end Encryption, and it is now mainstream in most messaging apps like WhatsApp and Telegram.

TOKENIZATION VS ENCRYPTION: KEY SIMILARITIES AND DIFFERENCES

As mentioned earlier, tokenization and encryption are both techniques used to secure sensitive data. Their use cases and implementation, nevertheless, vary. Here are a few of the main similarities and differences between the two concepts.

Differences

Tokenization replaces sensitive data with a non-sensitive equivalent, known as a token. This token is a randomly generated string of characters with no inherent meaning or value and cannot be used to reconstruct the original data. In contrast, Encryption uses a mathematical algorithm and a secret key to convert plaintext data into ciphertext, which is unreadable without the private key.

Another key difference between tokenization and Encryption is the type of data they are used to protect. Tokenization is typically used to protect static data, such as credit card and social security numbers. In contrast, Encryption is commonly used to protect dynamic data, such as data transmitted over the internet or stored on a server.

Similarities

One striking similarity between tokenization and encryption is that they provide a high-security level for sensitive data. Since the original data is either replaced with a token or converted into ciphertext, it is unreadable and cannot be accessed by unauthorized parties.

Another similarity is that both tokenization and encryption are flexible and scalable solutions. They can be easily integrated into existing systems and processes and can be used to secure a wide range of sensitive data,  which makes them the popular choice for companies in the web3 space like curioinvest to protect their data.

Although these two concepts are similar, they are quite different and cannot be used interchangeably. Each company has to decide on which of the two methods they want to use in handling their data.

Tokenization is also often used for small pieces of data. Encryption, on the other hand, can handle a wide range of data because it uses algorithms to secure data, making it faster than tokenization. The process of using tokenization for a large chunk of data is time-consuming because each character or number of those data has to be converted into random valueless tokens.

TOKENIZATION VS ENCRYPTION AND THEIR APPLICATION IN WEB 3

In web 3, both tokenization and encryption are used to protect sensitive data. For example, Encryption is often used to protect the private keys that are used to access a user’s wallet, while tokenization is often used to protect the sensitive data that is stored on the blockchain.

Both of these techniques are intended to ensure the security of the cryptocurrency system and the confidentiality of the data that is being stored or transmitted. The goal of cryptocurrency is to create a decentralized economy, and tokenization and encryption are one of the ways to achieve that goal.

Tokenization and Encryption are also applicable to Non Fungible Tokens (NFTs). In NFTs, tokenization is used to create unique digital tokens that represent unique digital assets, such as digital artwork or collectibles like cars, cards, etc.

Encryption, on the other hand, is used to protect the ownership records and details of transactions of those tokenized NFTs to prevent unauthorized individuals from accessing them. This is important for maintaining the security of the NFT system and protecting the interests of NFT owners.

Each NFT is represented by a unique token stored on the blockchain. This token serves as a digital certificate of ownership for the corresponding digital asset, and it is protected by Encryption. The tokenization process ensures that each NFT is unique and cannot be replicated, which is important for verifying the authenticity and scarcity of the digital asset.

green and red lines

SUMMARY

Tokenization and Encryption are two important methods for securing sensitive data. While both techniques serve the same purpose of protecting data from unauthorized access, they are different in their implementation and use cases.

Tokenization involves replacing sensitive data, such as a credit card number, with a non-sensitive equivalent, known as a token. This token has no intrinsic value and cannot be used to access the original sensitive data.

Encryption, on the other hand, involves encoding data using a mathematical algorithm to make it unreadable without a key. This ensures that even if the data is intercepted, it cannot be accessed without the key.

Both tokenization and Encryption have their own strengths and weaknesses. Tokenization is typically used to protect data at rest, such as when it is stored in a database, while Encryption is used to protect data in transit, such as when it is being sent over the internet.

Tokenization is generally considered to be simpler and faster to implement than Encryption, but it offers less flexibility and may provide less security in some cases. Encryption, on the other hand, offers more robust security but can be slower and more complex to implement.

Ultimately, the choice between tokenization and Encryption will depend on the specific use case and the level of security required. Both methods can be effective in protecting sensitive data, but the appropriate technique will depend on the specific circumstances. In some cases, it is appropriate to use both methods together for added security, as it is normally done in Web 3.

FREQUENTLY ASKED QUESTIONS

What is the difference between tokenization and Encryption?

Tokenization is a technique for replacing sensitive data with a non-sensitive equivalent known as a token. In contrast, Encryption is a technique for converting plaintext data into ciphertext using a mathematical algorithm and a secret key.

What is tokenization used for?

Tokenization is commonly used to protect static data, such as credit card numbers and social security numbers. It allows sensitive data to be used without exposing it to potential security risks and can help reduce the risk of data loss or theft.

What is Encryption used for?

Encryption is commonly used to protect dynamic data, such as data transmitted over the internet or stored on a server. It provides a high level of security for sensitive data and allows for secure communication between two parties without the need for a trusted third party.

Are tokenization and Encryption the same thing?

No, tokenization and Encryption are different techniques with different implementations and use cases. While both techniques serve the same purpose of protecting sensitive data, they differ in how they protect data and the type of data they are used to secure.

Can tokenization and Encryption be used together?

Yes, tokenization and Encryption can be used together for enhanced security. For example, sensitive data can be encrypted before it is replaced with a token, providing an additional layer of protection. In this way, tokenization and Encryption can be combined to provide a comprehensive security solution for sensitive data.

The first CurioDAO voting for CGT holders is now available

CurioInvest Team has placed a community poll into the Curio StableCoin voting system. This community poll is active for 3 days from March 26, 2021.

This is a binary vote. In a binary vote, you may vote for a single option. You should vote for the option which you prefer. Alternatively, if you would accept either of the two options and have no preference between them, you should vote ‘Abstain.’

Review

CGT token holders may vote in this poll to support or oppose burning 5% (5,000,000 CGT) of CGT total supply. This CGT share will be taken from our private sales pool. Burning part of the CGT emission will reduce the CGT total supply.

Outcomes

If the votes for the ‘Yes’ option exceed the votes for the ‘No’ option, then the following action will be taken: 5% of CGT total supply will be burned.

If the votes for the ‘No’ option equal to or exceed the votes for the ‘Yes’ option, then no further action will be taken at this time.

Test Vote

This is a test vote in which we take full control by helping our community.

All upcoming votings will be automatically deployed in the smart contract ecosystem without any human control. You will be able to see how everything works and make proposals by yourself. 

It’s a huge responsibility for all CGT holders and a great opportunity to show how far technology can bring us!

Vote through Curio StableCoin Governance Application here: https://vote-stablecoin.curioinvest.com

FAQ: https://github.com/CurioTeam/csc-community/tree/master/governance

CurioInvest x Bitboy AMA

On Tuesday night, March 9th, at 6 pm EST, we had a fantastic AMA operated by Bitboy Crypto.

A big thank you to our community and all the entrants for the great questions. Stay curious; the next AMA is just around the corner.

Introduce yourself:

I’m Fernando Verboonen, cofounder of CurioInvest. I’m responsible for vision, strategy, partnerships, and legal. I believe all real-world assets will be digitized. Thus we came to the idea of tokenization of collectible cars and now to the whole CurioDAO.

Where the Idea of CurioInvest came from?

Interesting you ask about this! I picked up the tokenization economy out of an Oxford class when I took a course on art tokenization. You know, there are DeFi applications that let you borrow money by using collateral. However, not everyone has enough crypto to use as collateral…

So the idea was what if one could also split NFT and create “shares” for physical world assets.

Imagine if you ould become a shareholder in a Picasso NFT, meaning you would have a say in things like revenue sharing.

That’s where CurioInvest comes from. This is all happening now.

How did you start from car tokenization and came to such an advanced ecosystem?

As we mentioned, this is an emerging space. NFTs, DAOs, fractionalized tokens are all developing at different paces. But all their infrastructure exists and can work together efficiently because they all speak the same language: cross-chain blockchains.

The tokenization of physical items isn’t yet as developed as their digital counterparts. But there are plenty of projects exploring the tokenization of real estate, one-of-a-kind fashion items, and more.

Will you have an app to make things silky smooth in the future?

We are thinking about it. Our roadmap will be published soon. Stay tuned.

Will you have an early adopter gathering in Switzerland:))

When Corona is over, we plan to gather in Crypto Valley, Switzerland, but now we can organize an online meetup. Who is in, let us know in our community chat, but anyway, we will share the invitations soon

What happened to the MERJ listing? Did you solve the legal issues that you’re facing?

This is a work in progress… As you may expect, the space for security tokens is very young, and things develop rather slowly in the regulated world.

When will other cars in the CT series be listed, and what cars and other assets?

Our team is finishing an integration with Chainlink. We are pretty excited about it. It’s meant to bring real-time valuation to car tokens. Implications are massive. And so is its work.

When can we see the first car?

The great news is that the first car, a rare Ferrari F12tdf, has already been successfully tokenized and stored with Mechatronik in Germany.

This is not a typical parking building. It’s a bonded warehouse with a premier security and climate control system run by former Mechanical engineers.

It is fair to say the new home for the car will be safe!

When art or real estate?

We are focusing on cars. There is a discussion to bring other assets. The legal framework is there, so it is fair to think we can just replicate it.

When will the marketing start?

Pretty much now. We plan to organize more AMAs, YouTube interviews, and influencers among our community to share their opinion louder. Lots are coming. Stay tuned 😉

When will be the distribution of car tokens and listings on security exchanges or capital dex?

From our side, everything is ready. We are waiting for the last approvals, and we will share this big news on our social media. Subscribe to our channels.

Do you have a Swiss license?

We are one of the first players that got regulatory approval on tokenized real-world assets. Talk about FMA — not license. It means the approval for the public sale in a compliant manner.

What is the difference between security assets wrapping and security assets?

We are exploring this topic to bring additional exposure to users.

The idea is that while the tokenized asset is excellent, they need to try across different protocols. People don’t need ownership.

What should a user have to become a validator or a nominator in the Polkadot ecosystem?

To become a nominator, it is desirable to have 5 thousand CGT at stake. And for the validator, it is 25 thousand CGT. Also, to run a validator node, you need to have technical skills in server administration and have your own server or dedicated server. The server is not required for the nominator — only CGT for staking.

What is Quantum Leger?

This is our future solution for the secure generation and storage of Curio Parachain and Ethereum account keys. The Quantum Ledger will be like a hardware device on a chip for quantum accounts key generation. This chip is developed by the Swiss company ID Quantique and uses quantum technology to generate truly random numbers.

What developments are you planning for decreasing Capital Dex fees?

We are planning to integrate a solution from the Skale network into Capital DEX. This layer 2 solutions will reduce gas fees by using a separate Skale network for transactions. Exchange or farming gas fees will be almost zero. The user will only pay the gas fee on Ethereum to transfer their funds to the layer 2 networks.

What is the correlation between Curio and Kusama and other partners? What do you build exactly on Polkadot?

We are building our own Curio Parachain with staking. The CGT will be the base parachain token. We also plan to make it possible to launch Wrapped Security Car-Tokens on our parachain and integrate with such Polkadot-projects as Acala. Curio Parachain will be connected to the Kusama and Polkadot networks when these networks launch parachain auctions. Kusama plans to do this by this summer. We are preparing to participate in the first round of parachain auctions on Kusama.

Will curio participate in the first round of parachain auctions? When does curio expect to be live on the Polkadot network, as well as the Kusama network?

Curio Parachain will be connected to the Kusama and Polkadot networks when these networks launch parachain auctions. Kusama plans to do this by this summer. We are preparing to participate in the first round of parachain auctions on Kusama.

Why is DAO voting so important?

For decentralized governance and an improved StableCoin protocol. To help CGT holders participate in the growth of the Curio ecosystem.

What is Curio Governance Token?

Curio Governance Token is a utility token for managing the Curio StableCoin protocol, just like the base token in Curio Parachain.

Can you please explain how the CURV and CGT tokens will co-exist and what each token can vote on?

The CGT is used to vote on the Curio StableCoin protocol and improve it. For example, adding new Car-Tokens as collateral for Stablecoin. Curio Voting Token is used for voting on other issues, for example, token listing and others.

Can you please explain the reward structure for CURV holders? I note it was previously mentioned that CURV holders would receive car tokens?

We are currently distributing CGT token rewards for owning CURV tokens. We distribute 50 thousand CGT every month.

Will there be rewards for participants in votings etc., to encourage active governance, in the form of CSC, for example?

You get paid in tokens…

When do you launch CGT staking?

We have already launched CGT staking on Curio Parachain, but it will become available to users after the bridge’s launch from Ethereum to Parachain. It is difficult to determine the timeline because there is a dependence on our partner Snowfork and the readiness of Rococo and Kusama to work with bridges. Also, tomorrow we are launching a liquidity mining program for the Uniswap CGT/ETH pool.

Please, how many CGT do a Nominator and validator need to have to stake?

25k CGT minimum for validator node, 5k minimum for nominator staking

Have you considered index tokens so people can have exposure to these assets as a class instead of owning just a fraction of one?

Yes, they are in our roadmap.

If you could rewind time, is there anything that you would have liked to do differently?

We would focus more on the digital world and our community from the very beginning.

What is the correlation between Curio and Kusama and other partners? What do you build exactly on Polkadot?

A: We are building our own Curio Parachain with staking. The CGT will be the base parachain token. We also plan to make it possible to launch Wrapped Security Car-Tokens on our parachain and integrate with such Polkadot-projects as Acala. Curio Parachain will be connected to the Kusama and Polkadot networks when these networks launch parachain auctions. Kusama plans to do this by this summer. We are preparing to participate in the first round of parachain auctions on Kusama. The Polkadot network plans to connect parachains some year after Kusama parachains slot auction launch

As such, the car appreciates in value so does the NFT counterparts?

The NFT represents the car. We can only assume that the value reflects the price of it.

What’s the focus of the now? Build and develop products, win customers and users or partnerships? Are there any plans to burn or block unsold tokens? Control flexibility, cost, and security?

We are working in parallel to develop new products such as Curio Parachain and improve existing ones such as the CurioInvest tokenization platform and Capital DEX. Of course, these tasks are a priority for us. We are also working on marketing, the growth of Curio tokenomics, and partnerships.

Can you explain how your Tokenomics Distribution is? How many tokens be Will minted? And How many tokens Will be locked by the team?

You can find out from the pdf-document. It was attached to the community Telegram channel. But in short, the CGT tokenomics is very community-friendly and allocates 50% of the total supply for rewards.

DeFi and Dapps are two pillars primed to rule cryptocurrencies, what’s your strategy for DeFi and Dapps?

We develop DeFi protocols and DApps to link real assets and cryptocurrencies. Our main vectors for the development of DeFi for real-world assets are AMM DEX, StableCoin tied to security car-tokens using a decentralized provisioning system, and DeFi extensions Polkadot ecosystem to interact with projects like Acala and others to create various interesting cross-chain things. We also plan to generate Index Tokens as an index of collectible cars, which will give investors a simple and diversified portfolio of such a tool.

What is the role of a token in the ecosystem? Where can users currently buy it, and what would be its use?

CGT token is used to control Curio StableCoin protocol through DAO. Its function is to stabilize the StableCoin system using CSC recapitalization (deficit and surplus protocol auctions). The CGT in Curio Parachain is an economic incentive to keep the parachain running (staking incentive). The entire ecosystem will bring real-world assets to DeFi. Now CGT can be bought at Probit, Capital DEX, Uniswap pool (today-tomorrow it will be launched)

There are 3 core issues prevalent in crypto and blockchain: Security, Interoperability, and Scalability. So How Does Your Project plan to overcome these issues?

These aspects fit perfectly with our Curio Parachain and Quantum Ledger hardware solution. Considering the known problems of Ethereum, we are integrating Layer 2 solutions on our Capital DEX smart contracts. We also launched a bridge to the Binance Smart Chain for the CGT token and improving its infrastructure decentralization. This will reduce the gas fee for users when exchanging tokens and increase the speed of transactions.

Head over to CurioInvest.com to learn more.

CurioInvest Announces Curio Parachain and Staking Rewards

CurioInvest.com is all set to launch its first parachain that would enable the users holding the native token CGT to stake and be eligible to earn staking rewards. This announcement marks an important milestone in the roadmap of CurioInvest as it helps flourish the lending and borrowing DeFi capabilities of the platform. A cross-based  Defi protocol that enables everyone to invest in and profit from high-value assets such as collectible cars, with a target of opening up the collectible car market to millions of new investors. 

Curio Ecosystem

The CGT token, which is also referred to as the governance token of the Protocol of the Creator, enables holders to cast votes on alterations to be made on the Creator Protocol. It is noteworthy that anyone can bring up a proposal for a CGT vote even without possessing a CGT. The process of Governance creation usually encompasses proposals and executive voting. This guarantees that decisions related to governance are considered, and an agreement is reached before the actual process of voting.

CurioInvest’s team of experts research and source rare, investment-grade collectible cars. The selection is made from an investment point of view where only competitively priced cars with the potential to increase in value over time. 

Collectible cars have been consistently among the highest performing alternative asset classes, but up until now, the market was only viable for elite investors. CurioInvest is using blockchain to disrupt the industry, enabling smaller investors to benefit from the collectible car market. It is also an ideal opportunity for crypto investors to diversify their exposure by investing in tokens backed by a tangible asset.

When the car is resold, a user holding certain ownership of the car in the form of a token will receive a profit if the vehicle increases in value. These tokens have a whole ecosystem of their own where users can buy different tokens for ownership in multiple cars, can trade these tokens on the platform, and peer-to-peer market.

Curio Parachain Staking: How it Works

Curio Parachain would make use of Nominated Proof-of-Stake for selecting the validator set. It is designed with the roles of validators and nominators, to maximize chain security. Actors who are interested in maintaining the network can run a validator node. At genesis, Curio Parachain will have a limited amount of slots available for these validators, but this number will grow over time to over one thousand.

The system encourages CGT holders to participate as nominators. Nominators may back up to 8 validators as trusted validator candidates. Validators assume the role of producing new blocks, validating parachain blocks, and guaranteeing finality. Nominators can choose to back select validators with their stake.

The staking system pays out rewards essentially equally to all validators regardless of stake. Having more stake on a validator does not influence the number of block rewards it receives. However, there is a probabilistic component to reward calculations.

Distribution of the rewards is pro-rata to all stakers after the validator payment is deducted. In this way, the network incentivize the nomination of lower-staked validators to create an equally-staked validator set.

CurioInvest Combines DeFi With NFT to Offer the Most Sought After Product

Decentralized Finance (Defi) became the success story of 2020 as its market cap and use cases grow by multi-folds and many even believe it would be the future of banking. On the other hand, NFTs have turned sort of rage in the recent past with a 10-second video encoded on blockchain recently sold for $6.6 million. CurioInvest plans to bring the best of both worlds where it would collect cars on behalf of buyers and convert the ownership into multiple tokens, so multiple users can own a portion of the car.

The blockchain-based tokenization ecosystem with various projects including the Curio StableCoin Protocol (Curio Creator Protocol), the Curio DAO, Curio Parachain (connected to Kusama/Polkadot networks), Capital DEX, and utility tokens CUR and CURV. Also, the Curio Multiple Protocol will be included in the Curio Hybrid System.

Curio Multiple Protocol allows holders of the Curio ecosystem’s tokens to earn rewards when contributing and accessing loans using its various interconvertible tokens, CGT, CSC, CUR, and CURV.

The native token which would be the governance token on the platform could also be used to stake on the parachain and earn a reward on the staked token. 

Benefits of Staking On Curio Parachain

If you’re wondering why you should stake CGT tokens on Curio Parachain, you can stop wondering now. Here are some of the benefits you enjoy by staking on the Curio Parachain. 

  • Earn up to 25% in rewards: Stake your CGT tokens and earn up to 25% in rewards for securing the network. 
  • Up to 10% targeted annual inflation rate: Curio Parachain offers an p to 10% annual inflation rate to regulate the value of tokens on the platform.
  • Up to 60% targeted active staking: Inflation on the blockchain is shared among validators and nominators if up to 60% of CGT is staked.


_____________________________________________________________________________

Disclaimer

Certain information contained in here has been obtained from third-party sources, including from protocol on which tech is built. While taken from sources believed to be reliable, CurioInvest has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation. 

In addition, this content may include third-party entities; CurioInvest has not reviewed such advertisements and does not endorse any advertising content contained therein. 

This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in any instrument related to CurioInvest. Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by CurioInvest, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.  

Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see https://curioinvest.com/risk for additional important information.

Tokenizing Collectable Cars with CurioInvest

CurioInvest is pleased to announce the Curio Hybrid System, its blockchain-based tokenization ecosystem with various projects including the Curio StableCoin Protocol (Curio Creator Protocol), the Curio DAO, Curio Parachain (connected to Kusama/Polkadot networks), Capital DEX, and utility tokens CUR and CURV. Also, the Curio Multiple Protocol will be included in the Curio Hybrid System.

The Creator Protocol (Curio StableCoin Protocol) is an open-source blockchain network that allows users to mint the CSC stable coin. It is governed by the Curio DAO through the governance token CGT and hosted on both Ethereum and Curio Parachain (connected to Kusama and in the future to Polkadot) platforms.

Curio Multiple Protocol allows holders of the Curio ecosystem’s tokens to earn rewards when contributing and accessing loans using its various interconvertible tokens, CGT, CSC, CUR, and CURV.

CurioInvest Mission

CurioInvest wants to open up the collectible cars market to everyone so that more people can invest in and profit from the rarest of luxurious cars like sports cars and race cars.

The goal will be accomplished by launching a blockchain-based crowdfunded and community-based investment model that will open up this market to millions of new investors. Here are some of the advantages of investing in tokenized collectible cars with CurioInvest.

1.  Simple Access to Decentralized Finance

CurioInvest offers an online investment platform to investors of all levels to access and invest in high-value assets like rarest cars.

For the longest time, collectible cars have been one of the top-performing alternative asset classes, but have remained mostly accessible to the elite or high net worth individuals. However, with tokenization through security tokens, the asset class can be availed to a broader range of investors.

CurioInvest is introducing blockchain technology to disrupt the collectible cars market. This will also allow crypto adopters to invest in digital assets that are backed by real-world assets.

2.  Exposure to More Tokenized Real Assets

The Creator Protocol is working on introducing real estate as the next available real-world-backed digital asset class.

3.  Efficiency

CurioInvest offers efficient services through its Liechtenstein-based crowdfunding structure, which is unique and lean-to to ensure tax efficiency and investment growth.

4.  Security

The use of a decentralized blockchain network that is DAO-governed and hosted on different blockchain ecosystems fosters additional security to investors.

CurioInvest also adheres to FMA’s directives of blockchain technology regulatory compliance.  

How Does It Work?

CurioInvest finds the collectible cars, invites investors to share in the ownership, provides asset security, and distributes earnings to investors.

The Creator Protocol has several segments, the Curio Chainlink Oracles that feed it live data, the Stablecoin CGT, a voting system, and the Creator Security Vaults. CGT holders govern the Creator Protocol through their stakes and voting power on the CurioDAO to maintain its solidity, clarity, and efficiency.

The protocol is governed through the DAO model and uses the Curio Governance Token (CGT), a tradable liquid digital asset. Curio DAO, serving the Stablecoin Protocol, allows resolve management issues among the community and make changes to the protocol.

CSC holders can generate new CSC coins by depositing other security tokens in the Creator Vault feature of the Creator Protocol. Once minted, the protocol also allows CSC holders to use their stablecoins as savings and for other miscellaneous crypto purposes.

CGT holders can trade CGT on both centralized (CEXs) and decentralized (DEXs) exchanges and use it to vote on community decisions on the Curio DAO. Curio Chainlink Oracles determine the value of CSC by feeding the CurioDAO live and trusted information from various selected sources of market prices for collection cars.

CT1 is an ERC-20 token on Ethereum that represents the share of the tokenized collectible car by CurioInvest. Using the Aragon DAO platform, CUR token holders may convert CUR into CURV, a utility token which holders can use to decide which car should be tokenized first and also receive various rewards in the future.

In addition to Capital DEX, CUR, and CSC are also available for trading in several pairs on different exchanges.

Tokenization Is Giving Small Investors Access To Multi-Million Dollar Assets

CONTRIBUTOR PATRICK DOYLE by Financial Advisor Magazine

The idea of an average investor being able to afford a luxury car, fine art or even a Class A real estate property has previously been thought to be unattainable. However, tokenization is revolutionizing the investment process by offering fractional ownership of assets via security token offerings, and creating more opportunities for small investors to get involved.

Tokenization would not be possible without the adaptation of blockchain technology, which offers new layers of transparency, security and liquidity to investors. Tokens are a newer way to invest in many types of assets, and many believe that security tokens will ultimately replace traditional stock ownership in the future, while also offering a way to invest in asset classes that were previously unavailable to all but the largest investors.

Examples of the latter include the tokenization of high-end vintage cars, which have generated an average 330% ROI to UHNW investors in the past decade, according to Knight Frank, a global Real Estate consulting firm that created a luxury investment index for a variety of assets. Two companies, CurioInvest and MERJ, recently partnered with plans to offer 500 vintage cars, worth over $200 million, through a security token offering. Although token holders will not be able to use the vintage cars, the expected ROI on their investment would theoretically provide sufficient incentive to invest.

As more people invest in token offerings around previously unattainable assets such as Class A real estate, fine cars, and more, the potential exists for smaller investors, previously shut out from these types of investment instruments, to realize ROIs previously only available to the UHNW and institutional investors.

Patrick Doyle from Entoro Capital.

RTS features CurioInvest on Swiss National TV

CurioInvest COO Valerie Hater at RTS
RTS features CurioInvest on TV

The venture award committee has chosen five startups from the 50 finalists to feature in the >>venture>> Audience Award and on RTS, the Swiss-French television broadcast station.

CurioInvest was selected among all finance & insurance finalists to pitch across national Swiss TV giving CurioInvest a significant exposure to a greater audience of enthusiasts and viewers.

A revolution in collectibles. Be part of it and make history with us. 

About CurioInvest

If you’re an investor or collector and want to learn more about tokenized cars, visit CurioInvest to learn more about our upcoming assets and Investor relations. If you want to schedule a call to discuss your asset more in-depth, reach out here.

CurioInvest provides a technology platform for investments in ultra-rare cars, and the creation & management of institutional-grade digital assets. Asset managers and private investors will be able to diversify in top-vetted tokenized collectables that trade at stock markets. In the $20B collectable car market, CurioInvest offers the highest security, full automation, and a customizable, yet highly scalable wealth-tech solution based on DLT. The company was founded by a former team member of kooaba after the exit to Qualcomm. Within just 2 years of foundation, CurioInvest has created a significant footprint in the industry considered by UBS Future of Finance and McKinsey’s venture program among the top 10 Swiss FinTechs. 

Website I Twitter I YouTube I Telegram I GitHub I Blog I Tokenized Cars I Investors & Media

CurioInvest is among top 10 finalists at Finance & Insurance venture

Top 10 Swiss Fintechs

Fintechnews reported recently that >venture>>, a competition for up-and-coming entrepreneurs in Switzerland, has unveiled the 10 finalists and the winners for the 2020 finance and insurance category.

What is >>venture>> so special?

>>venture>> refers to one the most prestigious and renown annual startup competition co-organized by the Swiss Federal Institute of Technology in Zurich (ETH Zurich), McKinsey & Company, Knecht Holding, Innosuisse, and Ecole polytechnique fédérale de Lausanne (EPFL).

Who is behind venture?

The even is run together with juries and mentors with significant leadership experience in their field and CurioInvest was supported throughout the competition with material advice that may well foster our mission to bring collectibles to everyones investment portfolio.

We want to thank everyone You find below a list of Jury and advisors who supported the 2020 Venture competition.

Who is the Jury and Advisory Board at venture.ch?

Nick Adamus
Founder and CEO of Swiss Dragon Group Ltd.
Pascal Allot
Innovation Spaces Switzerland & Startup ecosystem director
at IBM
Abdelaziz Amraoui
Head of Development and Complementary Insurance /
Member of the group executive committee at Assura
Ruth Armalé
Head of Open Innovation at HITS – House of Insurtech
Switzerland
Manuel Aschwanden
Owner & CEO Optotune
Oliver Banz
Chairman, Advisor and experienced executive
Michal Bartos
Founder and CEO ARTO AG
Emrah Basic
Senior Investment Manager at Seed X Liechtenstein AG
Brigitte Baumann
Founder and ex-CEO of Go Beyond Early Stage Investing
René Becker
Specialist Quality Assurance Diagnostic Products at The
Global Fund to fight AIDS, Tuberculosis and Malaria
Nicole Beranek Zanon
Managing Partner & Enthusiast in Information, Technology
& Communication Law
Mark Berger
Investment Banking, Blockchain & Cryptocurrency Consultant,
COO ad interim at currency.com
Gian-Luigi Berini
Former Director of Fongit
Kaspar Binz
Founder & CEO of Binz Biotech Consulting GmbH, former VP
and Co-founder Molecular Partners
Søren Bjønness
Director – Swiss Representative for EURONEXT
Stefan Blarer
Managing Director DRIMARCH GmbH
Ivonne Blossfeld
Innovation Scout at Haco Innovation Lab
Salvatore Bocchetti
Director of Products at Autoscout24
Marco Boella
Senior Director of Strategic Business Development
at Magic Leap
Romain Boichat
Partner at Corpus Health SA
Urs Bolt
FinTech & WealthTech Advisor at bolt.now
Axel Bolte
CEO of Inozyme Pharma (also President and Founder)
Andreas Bong
Head Corporate Research & Technology at Hilti AG
Hanna Brahme
Technology Transfer Manager Spin-offs at ETH Zurich
Daniel Brandenburger
Startup coach Innosuisse, Advisory Board Member at qiio
Aron Braun
Entrepreneur, startup coach and lecturer at
Zimballo GmbH and Bern University of Applied Sciences
Ronnie Brunner
Fellow and Member of the Board of Directors at Netcetera
Susanne Buck
Head of Strategy and Business Development at ricardo.ch
Pol Budmiger
Co-Founder & CEO Viadiversa GMBH, Startup
Coach Innosuisse
Peter Buhler
Distinguished Research Staff Member at IBM Research
Adrian Bührer
Startup Investor & CEO Panaman Consulting
Fabian Buller
Chief Business Officer at Neurimmune AG
Julien Caritey
Head of Corporate Development EMEA at Nagravision SA,
Kudelski Group
Ulf Claesson
Partner, BLR & Partners
Mario Colombo
Technical Lead & Partner at what.digital
Rui Ferreira
Chief Data Governance Officer at Zurich Insurance Group,
Enterprise Data, Analytics and Architecture (EDAA)
Daniel Dahinden
Head BU Innovation & Digital at SIX
Matthias Dantone
Machine Learning Manager AI/ML at Apple Inc
Jean de Wolff
Board Member, Trainer & Innosuisse Coach
Daniel Diemers
Independent Investor & Startup Coach
Daniel Diezi
Head of Life Sciences & MedTech at Zühlke AG
Lukas Döbelin
Chief of Staff to the President UBS Switzerland
Thomas Dübendorfer
President Swiss ICT Investor Club (SICTIC)
Thierry Duvanel
Director of Collaborative Innovation at Bühler Group
Thomas Eisele
CEO Food Service Division Valora and Member
of the Executive Board
Rolf Eleveld
Director IT and Software development at Healthbank
Bettina Ernst
Co-Founder & CEO of PRECLIN Biosystem AG
Marcello Fabbroni
Director Innovation Center at Bühler Group
Josef Felber
Physicist and European Patent Attorney at Felber & Partner AG
Claude Florin
CEO and co-founder of Fastree3D SA
Thomas Foery
Head Corporate HR at Implenia AG
Jan Fülscher
CEO of Senozon AG
Ralf Gall
Head Technology Platform / CTO at Vontobel
Antonio Gambardella
Director of FONGIT
Marcos García Pedraza
Founder and Managing Partner of orgart.VENTURES
Stefan Geiger
CTO GIANTS Software GmbH
Luc Gérardin
Independent Management Consultant
Thierry Golliard
Director Open Innovation & Venturing at Swiss Post
Melanie Gonzales
Project Manager at Capgemini
Dragan Grabulovski
CEO and founder at Grabulovski Consulting Services
Pascal Grieder
CEO at Salt Mobile
Bernard Gruhl
Head of Logistics and Supply Chain
at Elsa/Migros Industries
Wolfram Grüning
ETH transfer Spin-off Support

venture>> Jurors & Mentors 2020 >>venture>> Jurors & Mentors 16
Urs Guggenbühl
Head Startup at be-advanced AG & Coach Innosuisse
Ruedi Gygax
Former head of Novartis venture fund
Aino Hacklin
Former Director Strategy and Business Development WM at UBS
Rhea Hamilton
Ventures Director of OGCI Climate Investments
Daniel Häring
Founder & CEO of HD Partners
Jann J. Hatz
Vice President Migros Corporate Development , VP Marketing
Bucher
Jiri Havran
Senior Investment Manager at Seed X Liechtenstein AG
Scott Herrick
Program and Integration Manager Finance Change, Capital
Calculations at Credit Suisse
Andreas R. Herzog
Entrepreneur, Partner RIFF Ventures
Stephan Hess
Founder and CEO Swiss Technology Brokers GmbH
Thomas Hilgendorff
Co-Founder, CEO at Yapeal AG
Peter Hilpert
Printing Engineer BS (esig+), Owner Hilpert Marketing
Adrian Hilti
Co-Founded start-up busuu.com and Red or Blue labs
Markus Hofer
VP Business Development Advanced Materials at Buhler AG
Ulrich Hoffmann
Member Board of Directors UBS Business Solutions AG
Matthias Hölling
Team lead Foundation Affairs Technopark Zürich
Caspar Horne
Consultant for high-tech startups and an angel investor at
GoBeyond
Michel Jaccard
Managing Partner id est avocats
Nikhil Jain
Digital Health Professional at Accenture
Damian Janzi
Investment Manager at Innovationsstiftung der SZKB
Corinne John
CTO & Co-Founder Redbiotec AG
Verena Kaiser
Head of Direct Investment at UBS
Adrian Kalt
Senior Director, Long-term Equity Investments at KIRKBI AG
Arnd Kaltofen-Ehmann
Partner at VI Partners
Pascal Kaufmann
Founder & CEO Mindfire Foundation
Olivier Keiser
Executive Vice President, Chief Sustainability Officer, Leader
Procurement & International Supply at Songwon Industrial Group
Thomas Kerscher
CEO & Owner Business-Impact GmbH
Björn Klocke
Managing Director/Founder of Digital Health Consulting
Stephan Knecht
Founder & CEO Bones AG
Olivier Kobel
Managing Partner at SMC Corporate Finance GmbH,
Director Corporate Finance & Corporate Development
at Helvetia Environment
Hermann Koch
Co-Founder EquityPitcher
Marjan Kraak
Head of Spin-off Group ETH Transfer
Axel Kramer
Head of Haco Innovation Lab
Matthias Kreysel
Chief Innovation & Technology Officer at Migros Industry
Andreas Kubli
Head Multichannel Management and Digitization at UBS
Switzerland AG
Peter Kuhn
Partner at MME Legal AG, lic. iur., LL.M., Attorney
Jean-Philippe Kunz
Co-Founder Gnubiotics Sciences
Stefan Kyora
Editor-in-Chief at Startupticker.ch
Matt Lanfear
Founder of Xinetiq Advisors GmbH
Markus Lang
VP Sales & Marketing MITG Surgical Innovations EMEA
at Medtronic
Mauro Lattuada
Technology Transfer Manager EPFL
Frédéric Lauchenauer
Independent advisor for fundraising and strategy
for start-ups at Dryad
Jim Lewis
Business Consultant at Blackbird Projects GmbH
Minja Lohrer
Director BLR & Partners
Rana Lonnen
Strategic Venture Capital Novartis Pharma
Walter Looser
Boardmember at Technopark Winterthur AG
Massimo Lucchina
Managing Director & M&A Europe at Samsung Electronics
Wilma Lukas
Managing Director at W Life Sciences
Paulina Lutz
Early Stage Investor at Earlybird
Marzia Massignani
Senior Manager Scientific Affairs and Corporate
Communications at SUNSTAR SUISSE SA
Donat Matthews
Entrepreneur & Investor at SyncAct.com
Alexandre Maurice
Head of Strategy at Gutzwiller AG Zürich
Manuel Meyer
Partner at Baker McKenzie Zurich
John Millard
Head of Technology Transfer at Paul Scherrer Institute
Sylvain Moesching
Digital Consultant at netSME Consulting sarl
Vivian Mohr
Chief Operating Officer at comparis.ch AG
Markus Moser
Chief Scientific Officer, Animal Health
at Thermo Fisher Scientific
Eduard Müller
Research Associate at the Chair for Entrepreneurship of
the University of St. Gallen
Simon Nebel
Founding Partner at Viopas Partners AG
David Patrick
Business Owner The Insider Consulting GmbH
Claudia Petersen
Vice Director Private Markets at Zürcher Kantonalbank
Andrey Petrichtche
Senior Credit Risk Manager / Innovation Coach
at Post Finance AG
2020 >>venture>> Jurors & Mentors 17
Karim Piguet
Member of the Executive Comittee Le Réseau &
Coach Innosuisse
Yves Pitton
CEO VTX Telecom
Peter A. Plötz
Senior Project Manager at University of Zurich
Sylvia Polydor
Associate at Baker McKenzie Zurich
Ioana Prundaru
CEO and owner, Independent IT Consultant
at Bag Selection Zurich
Lukas Reinhardt
Director Corporate Finance UBS Switzerland AG
Lucie Rejman
Head of ETH Student Project House/ Co-CEO ZüriChips
Johan Roman
Director EMEA Marketing & Channel Partnerships
at Kudelski Security
Simon Roth
Partner at Lex Futura AG, former Senior Associate
at Baker McKenzie
Balz Roth
Founder and Managing Partner at Roth Consulting GmbH
Dennis Rubner
Co-Founder Mighty-Office, Mighty GmbH
Christoph Ruchti
Retired Chief Engineer Combined Cycle Plants
Marco Rüedi
CEO & CMO Axalbion SA
Damian Sailer
Director, Deal Advisory Financial Services, M&A at KMPG
Hilmar Scheel
CEO bob Finance AG, Chief Digital Officer Valora Group
Gerd Scheller
President and CEO at Siemens Mobility AG
Luca Scheuring
Head of Product at AXON VIBE
Ralph Schiess
CEO and Co-Founder ProteoMediX AG
Alexander Schläpfer
Investment Partner Swisscom Ventures AG
Andreas Schlenker
Head of M&A and Investments at Tamedia Digital
Peter Harboe-Schmidt
Co-founder and Head of Corporate Development
at SpiroChem AG
Martin Schneider
Chairman/Managing Partner at Schneider Feldmann Ltd.
Shila Schneider
Business Development Manager at Ewopharma AG
Frank Schön
CTO at Dätwyler Group
Andy Schwarzenbach
Co-founder of Hitzberger, startup advisor and lecturer
Michael Sidler
Co-founding partner at Redalpine
Katrin Siebenbürger Hacki
Director at Medows Sarl
Raimundo Sierra
Co-CEO Virtamed
Philipp Spaeti
Distinguished Engineer and CTO at IBM Switzerland
Bernard Spycher
Head of Commercial, CH & AT, Biosciences
at Becton Dickinson
Ulrich Steiner
Head of Investor Relations & Corporate Communications
at SCHMOLZ+BICKENBACH AG
Franziska Stemmler
Customer Solutions & Business Development
Urs Stender
Managing Director at BlueLion Incubator
Véronique Stephan
Vice President Commercial Ball Corporation
Alex Stöckl
Founding Partner at Wingman Ventures,
Venture Capital Investor
Michael Stucky
Co-founder and Executive Chairman Auxivo AG
Frido Stutz
Entrepreneur, Airline Captain, Aircraft Engineer
at NewGreenTec GmbH & V-Locker AG
Christian Suter
Partner at SUTERSCIENCE LLC
Tomas Svoboda
Managing Partner at Tagator
Amine Tazi
Managing Partner, AT Swiss Ventures
Evelyn Thar
CEO Amazee Metrics
Patrick Thévoz
CEO and Co-Founder Flyability
Alexander Thiel
Partner at McKinsey & Company
Fredrik Ullman
CEO at INDICAL Bioscience
Jeroen Van den Oever
CFO at SUN bioscience SA
Willemien van den Toorn
Managing Partner & Founder at evismo AG;
Med Tech marketing
Aimée van der Wolde
Managing Partner at SEIF
Francesco Vass
CEO at ricardo.ch
Sabrina Vilhena
VP, Head of Over & Above Unit at Go Beyond Investing
Heiko Visarius
CEO of VISARTIS Healthcare GmbH
Michael Wacker
Founder of Wacker Biotech Consulting
Karen Wagner
General Partner at Ysios Capital
Arijana Walcott
Co-Founder and CEO DART Labs
Beat Walther
Owner & Managing Director at Vendbridge AG
Lukas Weder
Partner at Wingman AG
Kurt Weingarten
Managing Partner Tarkas Ventures
Jeannette Wibmer
Lawyer
Simon Widmer
Circular Design Lead Ellen McArthur Foundation
Virginia Williams
Award-winning international Executive Coach, Mindfulness
Mentor, creator of Peaceful Productivity® Executive Coaching
Matthias Wolf
CEO and owner of OnTimeDrive AG
David Yu
Head of Portfolio Strategy at Takeda Pharmaceuticals
in Europe and Canada
Krissy Zimmermann
Executive Coach at Tall Trees Executive Coaching
Claudia Zimmermann
CEO, Founder at C-Advisory GmbH / Board Member
2020 >>venture>> Jurors & Mentors 18
Valentin Chapero Francisco Fernandez Pascal Kiener Basil Heeb Suzanne Thoma Calvin Grieder Hariolf Kottmann
Didier Denat Dirk Lambrecht Dieter Bambauer Bruno Chiomento
Nathalie Wappler
Christian Buhl
Pietro Supino
Christoph Loos Christian Keller
Alban Fischer Julian Bertschinger Mauro Saladini Christiane Leister Frank Rehfeld Thomas Kühne Frank Lehmann
Anja König Severin Schwan Pascal Crittin Felix Mayer Jos Dijsselhof Marc Bürki
Urs Baertschi Axel Lehmann Michael Müller Matthias Reinhart Zeno Staub Juan Beer

A revolution in collectibles. Be part of it and make history with us. 

About CurioInvest

If you’re an investor or collector and want to learn more about tokenized cars, visit CurioInvest to learn more about our upcoming assets and Investor relations. If you want to schedule a call to discuss your asset more in-depth, reach out here.

CurioInvest provides a technology platform for investments in ultra-rare cars, and the creation & management of institutional-grade digital assets. Asset managers and private investors will be able to diversify in top-vetted tokenized collectables that trade at stock markets. In the $20B collectable car market, CurioInvest offers the highest security, full automation, and a customizable, yet highly scalable wealth-tech solution based on DLT. The company was founded by a former team member of kooaba after the exit to Qualcomm. Within just 2 years of foundation, CurioInvest has created a significant footprint in the industry considered by UBS Future of Finance and McKinsey’s venture program among the top 10 Swiss FinTechs. 

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NASDAQ & Coindesk feature CurioInvest

Nasdaq featuring CurioInvest.com

Nasdaq, Coindesk and several other media houses pick up on the historic sale last week. They interviewed Fernando Verboonen, Founder and CEO of CurioInvest, about the Tokenized Ferrari F12tdf Announcement. Segment transcript below.

Coindesk: The tokens represent a limited-edition 2015 Ferrari F12 TDF, a supercar that in 2016 was valued around $450,000, but which was listed at auction in Los Angeles for more than $1.5 million just eight months later.

Fernando: “When you look at these assets, you see that rare collectibles have outperformed the S&P 500,” he told CoinDesk. “Classic cars and hypercars have performed the best.”

Coindesk: Since the start of 2010, the Ferrari Index – an average of the 13 most collectible Ferraris from the 1950s and 1970s – increased by over 233%. During that same timeframe, the S&P 500 – which included its longest bull run in history – increased 173%. 

CurioInvest aims to build a transparent marketplace for many different types of collectibles and this collaboration lays the initial architecture towards offering a transparent, secure, and practical marketplace. 

A revolution in collectibles. Be part of it and make history with us. 

About CurioInvest

If you’re an investor or collector and want to learn more about tokenized cars, visit CurioInvest to learn more about our upcoming assets and Investor relations. If you want to schedule a call to discuss your asset more in-depth, reach out here.

CurioInvest provides a technology platform for investments in ultra-rare cars, and the creation & management of institutional-grade digital assets. Asset managers and private investors will be able to diversify in top-vetted tokenized collectables that trade at stock markets. In the $20B collectable car market, CurioInvest offers the highest security, full automation, and a customizable, yet highly scalable wealth-tech solution based on DLT. The company was founded by a former team member of kooaba after the exit to Qualcomm. Within just 2 years of foundation, CurioInvest has created a significant footprint in the industry considered by UBS Future of Finance and McKinsey’s venture program among the top 10 Swiss FinTechs. 

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CurioInvest and Chainlink Bringing Real-Time Valuations to Collectible Car Market

CurioInvest collaborates with Chainlink to provide the world’s first real-time benchmark price for collectible cars

Vaduz, Liechtenstein; 24 June 2020 – CurioInvest.com, the go-to blockchain platform for tokenized investments in ultra-rare cars, is pleased to announce its collaboration with Chainlink to bring transparency and trust to price valuations for our collection of tokenized vehicles. 

CurioInvest uses the blockchain to democratize investment into ultra-rare cars by tokenizing them on the blockchain. Investors can buy “car tokens” which trade like shares and represent a stake in a particular vehicle. The car tokens can then trade on open markets, providing liquidity to typically illiquid markets.

For decades, pricing classic and collector vehicles has been extraordinarily challenging, requiring research for historic provenance and scrolling across auction results to find comparable car values. These challenges keep many potential participants out of the market and result in users having to pay hefty fees to third party evaluators to identify originality and determine the real market price of such assets. 

Starting today, CurioInvest is working with Chainlink to challenge the status quo by creating a reliable and neutral price feed for determining the value of ultra-rare, collectible cars. Chainlink is a decentralized oracle network that allows the blockchain to connect to data feeds existing outside the blockchain in a highly secure and reliable manner. CurioInvest will leverage Chainlink to aggregate multiple data feeds into a single trusted valuation, bringing price transparency to each rare car or collectible asset available on our platform.

The benefits are tangible as traders can invest in any of CurioInvest’s car tokens and trade against a reliable benchmark. Having a reliable benchmark will increase market liquidity and decrease slippage, all with the comfort of knowing that originality and prices for rare cars are being sourced by a pool of trusted independent sources. 

By combining a Chainlink-enabled benchmark with independent valuations across secondary sources, CurioInvest will bring real-time access to the valuations of collectible cars. This is a world’s first, and a major step towards CurioInvest’s goal of bringing liquidity to non-bankable assets.

This collaboration sets an unprecedented milestone in the world of collectibles, previously known for notoriously opaque pricing. CurioInvest joins the high caliber group of DeFi projects striving to enhance price transparency and liquidity through the use of Chainlink’s secure and reliable oracles, including Synthetix, Loopring, Aave, and DMM.

The CurioInvest ‘Founders Series’ collectible, a 2015 Ferrari F12tdf CT1, has been chosen for the first iteration of the integration: It’s currently in the fundraising round, of which more details can be found here

Moreover, this integration serves as a valuable stepping stone for greater decentralization of the CurioInvest platform. Some planned features on our roadmap include a distributed collateral pool of digital assets backed by collectibles,  which may collateralize stablecoins and even DeFi products such as insurance protection. Such products would significantly rely on various Chainlink price feeds to keep stable and fully collateralized. Having reliable financial products backed by real-world assets could bring substantially more liquidity to collectible car tokens and other rare assets. 

Commenting on the collaboration, Daniel Kochis, Head of Chainlink Business Development stated “We’re excited to provide secure and reliable data oracles to CurioInvest to help them pioneer a new market dynamic around bringing real-time benchmark prices to the collectibles industry. This can not only expand the amount of liquidity available for rare assets, but provision trading markets based on reliable data feeds.”

Fernando Verboonen, Cofounder at CurioInvest says: Chainlink brings crucial infrastructure for building the CurioInvest ecosystem, ultimately making rare collectible assets as liquid as possible. It genuinely provides the missing piece in the puzzle that I’ve been seeking, allowing CurioInvest to easily create a system of valuation analytics for all CurioInvest’s rare cars or other collectibles.

CurioInvest aims to build a transparent marketplace for many different types of collectibles and this collaboration lays the initial architecture towards offering a transparent, secure, and practical marketplace. 

A revolution in collectibles. Be part of it and make history with us. 

About CurioInvest

If you’re an investor or collector and want to learn more about tokenized cars, visit CurioInvest to learn more about our upcoming assets and Investor relations. If you want to schedule a call to discuss your asset more in-depth, reach out here.

CurioInvest provides a technology platform for investments in ultra-rare cars, and the creation & management of institutional-grade digital assets. Asset managers and private investors will be able to diversify in top-vetted tokenized collectables that trade at stock markets. In the $20B collectable car market, CurioInvest offers the highest security, full automation, and a customizable, yet highly scalable wealth-tech solution based on DLT. The company was founded by a former team member of kooaba after the exit to Qualcomm. Within just 2 years of foundation, CurioInvest has created a significant footprint in the industry considered by UBS Future of Finance and McKinsey’s venture program among the top 10 Swiss FinTechs. 

For questions pertaining to the CurioInvest offering 

Investors & Media

info@curioinvest.com 

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About Chainlink

If you’re a developer and want to connect your smart contract to off-chain data and systems, visit the developer documentation and join the technical discussion on Discord. If you want to schedule a call to discuss the integration more in-depth, reach out here.

Chainlink is a general-purpose framework for building and running decentralized oracle networks that give your smart contract access to secure and reliable data inputs and outputs. It provides oracles to leading DeFi applications like Synthetix, Aave, and DMM; numerous blockchains such as Ethereum, Polkadot, and Tezos; and large enterprises in Google, Oracle, and SWIFT.

Website I Twitter I Reddit I YouTube I Telegram I Events I GitHub I Price Feeds I DeFi 

CurioInvest Announces ‘Founders Series’

F12tdf Founders Edition
F12tdf Founders Edition
F12tdf Founders Edition

Vaduz, Liechtenstein; 15 June 2020 – CurioInvest, the market leader and technology pioneer for tokenized collectables, is pleased to announce its Founders Series 2015 Ferrari F12tdf CT1 digital asset capital raise.

Now clients have access to collectable assets to build a diversified portfolio with real assets. In times of market turmoil and uncertainty, CurioInvest is providing an alternative to traditional asset classes previously reserved to the very few.
Just a few weeks ago, CurioInvest business model was recognized among the top 10 Swiss FinTechs by McKinsey’s leading start-up program venture.ch as well as broadcasted on the National TV across all Switzerland.

As Credit Suisse highlighted in its 2018 report, from 1980 to 2017, classic cars were by far the best performing collectable asset. Moreover, as Hagerty Index shows from 2007 to 2019 rare Ferrari prices increased +340%, with clear spikes during the periods of monetary stimulus. However only the very wealthy few benefited from this value appreciation, until now. CurioInvest is challenging this status quo.

CurioInvest collectable car offering is reachable to all, with a low minimum purchase of just $100. Once the Soft cap is reached, the car will be professionally stored, maintained, and insured on behalf of the investors by reputable world-class partners. CT1 represents the 2015 Ferrari F12tdf of the top “concours” grade, from the highly prestigious limited-edition (799 production run), invitation-only series.

In an unprecedented manner, investors will be able to trade tokens peer to peer without any trading window restrictions or lock-ups. This unique feature enables our investors to participate seamlessly in collectable assets starting with $1 by trading directly on the upcoming exchanges.

CurioInvest founder Says: It’s a big step in expanding CurioInvest’s footprint and ecosystem and making real assets such as collectible cars accessible to the public.”

A revolution in collectables. Be part of it and make history with us.

The CT1 digital asset capital raise is expected to be finalized mid-July 2020.

More details regarding the CurioInvest ‘Founders Series’ 2015 Ferrari F12tdf CT1 digital asset capital raise. https://curioinvest.com/car/4

About CurioInvest
CurioInvest provides a technology platform for investments in ultra-rare cars and the creation & management of institutional-grade digital assets. Asset managers and private investors will be able to diversify in top vetted tokenized collectables that trade at stock markets. In the $20B collectable car market, CurioInvest offers the highest security, full automation, and a customizable, yet highly scalable wealth-tech solution, based on DLT. The company was founded by a former team member of kooaba after the exit to Qualcomm. Within just 2 years of foundation, CurioInvest has created a significant footprint in the industry considered by UBS Future of Finance and McKinsey’s venture.ch program among the top 10 Swiss FinTech’s.


Official website: https://curioinvest.com/
Global Twitter: https://twitter.com/curio_invest
Global Telegram: https://t.me/curiocarQA

For questions pertaining to the CurioInvest offering
Investors & Media

info@curioinvest.com

Want A Hypercar? You can now get one with Huobi Token

Vaduz, Lichtenstein, 22nd of May, 2020 – Imagine bringing a collectable rare car to trade on stock markets – just like stocks. Imagine a legendary racing bolid or a most exotic car displayed under beautiful lights in the most prestigious location, with stylish billboards showing current trading values – and inviting people to become co-owners by buying its digital tokens on the stock exchange.

CurioInvest, a leading fintech and a Top Pick by Techcrunch and UBS, built the first in the world platform to trade unique cars on stock exchanges. CurioInvest tokenizes collectable hypercars, giving everyone the opportunity to purchase tokens pegged directly to the value of each specific car. 

CurioInvest plans to bring 500 cars worth $200 million to be purchased with HT Token.

With the support of Huobi Token on CurioInvest marketplace, its users could invest or make purchases of cars and have access to the future growing pipeline of over 500 cars on the platform. Until now, previously reserved only to the world’s richest investors. Sign up on CurioInvest.com to become among the first to purchase car tokens and pay with HT token – just like that. 

Rare cars have demonstrated outstanding financial performance over decades (per UBS, Credit Suisse, Knight Frank among others), and are recognized among future-proof real assets in a world where governments are pumping trillions of dollars as ‘stimulus’. CurioInvest’s vision is to turn collectable cars and other objects of art and passion into a profitable asset class

“We are excited to partner with Huobi,” – “Huobi has proven they are a leading platform with global outreach which further supports CurioInvest in providing access to exotic car investing to the greater audience”– said Fernando Verboonen, CEO of CurioInvest,

Ciara Sun, Head of Global Business and Market at Huobi, stated that “it’s a big step in expanding HT’s footprint outside our direct ecosystem and making real assets such as collectable cars accessible to the general public.”

About CurioInvest

CurioInvest provides a technology platform for investments in ultra-rare cars and the creation & management of institutional-grade digital assets. Asset managers and private investors can now diversify in top vetted tokenized collectables that trade at stock markets. In the $20B collectable car market, CurioInvest offers the highest security, full automation, and a customizable, yet highly scalable wealth-tech solution, based on DLT. The company was founded by a former team member of kooaba after the exit to Qualcomm. Within just 2 years of foundation, CurioInvest has created a significant footprint in the industry considered by UBS Future of Finance and McKinsey’s venture.ch program among the top 10 Swiss FinTech’s.

A revolution in collectibles. Be part of it and make history with us. 

About CurioInvest

If you’re an investor or collector and want to learn more about tokenized cars, visit CurioInvest to learn more about our upcoming assets and Investor relations. If you want to schedule a call to discuss your asset more in-depth, reach out here.

CurioInvest provides a technology platform for investments in ultra-rare cars, and the creation & management of institutional-grade digital assets. Asset managers and private investors will be able to diversify in top-vetted tokenized collectables that trade at stock markets. In the $20B collectable car market, CurioInvest offers the highest security, full automation, and a customizable, yet highly scalable wealth-tech solution based on DLT. The company was founded by a former team member of kooaba after the exit to Qualcomm. Within just 2 years of foundation, CurioInvest has created a significant footprint in the industry considered by UBS Future of Finance and McKinsey’s venture program among the top 10 Swiss FinTechs. 

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About Huobi

About Huobi Group

Consisting of numerous upstream and downstream enterprises, Huobi Group is a leading global blockchain company. Established by Leon Li in 2013, the company’s Huobi Global exchange accumulative turnover exceeds US $2 trillion. Huobi proudly provides safe, secure, and convenient cryptocurrency trading and asset management services to millions of users in 130+ countries.

The race to create the next wave of blockchain innovation

curio invest - the race to create the next wave of blockchain innovation
curio invest - the race to create the next wave of blockchain innovation

It has been a wild, crazy journey – in the past decade, events in the crypto world have had all the elements of a Hollywood blockbuster. First, we had the origin story: Satoshi Nakamoto, the enigmatic author of the legendary Bitcoin white paper published in 2011, who has remained shrouded in mystery. Then, we had The Wolf of Wall Street era – the wide-eyed optimism, hype, and bluster of the crypto boom in 2017. Nowadays, the crypto market is more reminiscent of a grisly survival movie like The Revenant, as blockchain firms battle to escape the crypto winter after being mauled by the bear market.

So what comes next? You’ve probably never seen a Hollywood blockbuster about prudent, incremental government regulation. With good reason – let’s face it, that would be a really boring movie. But the fact is that most industry insiders now say that if blockchain is to enter the mainstream and fulfill its potential, it needs to leave all the drama behind. For this to happen, a stable regulatory foundation will be essential.

That’s why a number of jurisdictions are now in a race to create a solid legal foundation for the next wave of blockchain innovation. At the top of the pack, two neighbouring countries at the heart of Europe, Switzerland and Lichtenstein, are often mentioned as regulatory pioneers.

Indeed, despite the ravages of the crypto winter, the blockchain sector has actually expanded in Switzerland and Lichtenstein, with the number of firms using blockchain technology increasing 20% in 2018. This can be partially attributed to significant progress on the regulatory front.

Switzerland
In December 2018, the Swiss government published a wide-ranging blockchain strategy, which aimed to create the legal underpinnings of the blockchain industry. Unlike territories like Lichtenstein and Malta, which opted to create bespoke legislation, Switzerland has opted to amend existing legislation to accommodate the blockchain sector. The aim is to allow emerging blockchain firms to innovate and grow by integrating them into the wider Swiss financial market, which has thrived for decades.   

In contrast to the regulatory systems in the US and EU, Swiss financial laws tend to be based on broad principles rather than prescriptive definitions. This gives the financial regulator FINMA a considerable degree of leeway to exercise discretion in individual cases. This flexibility can be a huge asset when trying to protect investors and eliminate fraud, without curtailing the creative freedom of innovative startups.  

For those launching a security token offering (STO), it will soon be possible to register with FINMA so that tokens can be sold and traded legally. In addition, proposed amendments would give smart contracts a foundation in law, so that they can be used to legally define the rights of token holders.

Gutenberg Castle in Liechtenstein. Source: Guido Radig via Wikimedia [CC BY 3.0]

Lichtenstein
Lichtenstein is a tiny microstate nestled in the mountains on Switzerland’s eastern border. Although both Switzerland and Lichtenstein share the same currency, there are some pretty major differences in terms of how the countries are run: while Switzerland has one of the most decentralised political systems in the world, Liechtenstein likes to keep it old school with a constitutional monarchy.

But while this all might sound a bit 18th Century, the current Crown Prince, Alois, is actually very tech savvy and enthusiastic about blockchain technology. Unlike Switzerland, Lichtenstein has opted to create tailor-made legislation to regulate the industry. The Blockchain Act focuses on regulating the transfer of digital assets and defining trusted technologies that can be used by businesses seeking to leverage distributed ledger technology (DLT).

Another major advantage of Liechtenstein for firms launching an STO is that unlike Switzerland, it is a member of the European Economic Area (EEA). Thus, as long as the project gains regulatory approval from the Financial Market Authority of Liechtenstein, the security tokens can legally be traded throughout the EU and in the EFTA member states of Iceland, Norway and Switzerland. In addition, the token is given an International Securities Identification Number (ISIN) which means that it can be traded on traditional financial markets like a conventional security.

ferrari f12tdf interior
Curio Invest is launching one of the world’s first tokenized supercars: a Ferrari F12tdf

The best of both worlds
It is for these reasons that Curio Invest opted to create a base both in Switzerland and Liechtenstein. While Switzerland offers the thriving blockchain ecosystem of crypto valley, Liechtenstein provides a unique way to launch a fully legally compliant and tradable asset-backed security token. By leveraging the best of both worlds, Curio is launching one of the world’s first tokenized supercars: an STO directly backed by a Ferrari F12tdf. Click here to find out more.    

Why did the Ferrari F12tdf double in value in 8 months?

The Ferrari F12tdf, pictured above, has doubled in value since it initially went on sale.
The Ferrari F12tdf, pictured above, has doubled in value since it initially went on sale.

When Ferrari first unveiled the much anticipated F12tdf in October 2015, the base price was believed to be in the region of $450,000. Just 8 months later, the first F12tdf became available for private sale in the US and fetched a staggering $1,550,000. Even factoring in the cost of the optional extras, this represents a 200% price increase in less than a year. So what can explain this incredible explosion in value?

“all 799 vehicles were reserved before they had even left the factory”

Scarcity

One of the big reasons for the enormous price tag is scarcity. Only 799 of these exquisite, handcrafted vehicles glided out of Ferrari’s production facility in Maranello, Italy. In order to buy one, you needed to have very good connections with Ferrari’s top brass, because they were sold by invitation only. Nevertheless, all 799 vehicles were reserved before they had even left the factory, leaving many wealthy collectors and Ferrari enthusiasts disappointed.

Breathtaking driving experience

The Ferrari F12tdf is designed to be an invigorating challenge for even the most experienced professional drivers. Compared to the Ferrari F12 Berlinetta on which it is based, the carbon body of the F12tdf has shed a whopping 110kg of weight, and the 6.3 litre, V12 engine delivers a jaw-dropping 780bhp to the rear wheels. This all adds up to produce acceleration from 0-100km in just 2.9 seconds. For a street-legal vehicle that you could theoretically drive down the road to do your weekly shop, this is outrageous power!

Top Gear’s Chris Harris: “not so much a car, as a Class A substance”

But what really sets the F12tdf apart is that it is breathtakingly exhilarating to drive: the performance is precise, spiky and aggressive, which has proved to be a heart-pounding driving experience for seasoned professional drivers and motoring journalists alike. It is easy to see why Chris Harris of Top Gear describes the F12tdf as “not so much a car, as a Class A substance”.

One very careful owner

While on paper, the Ferrari F12tdf is every car enthusiast’s wet dream, in order for the vehicle to be such an incredibly valuable asset, it needs to be meticulously stored and maintained rather than thrashed around the race track. This is reflected by the fact that the “used” F12tdf which was sold in the US for more than $1.5m had a mere 160km on the clock.

History – the nostalgia effect

The legendary Ferrari 250 GT, nicknamed the “Ferrari Tour de France”, from which the new Ferrari F12tdf borrows its name.
The legendary Ferrari 250 GT, nicknamed the “Ferrari Tour de France”, from which the new Ferrari F12tdf borrows its name.

Investment specialists attest that in order for a great car to be a great investment, it needs to have a compelling story. The F12tdf name pays homage to the Tour de France automobile race held between 1899 and 1986, which was regularly won by the Ferrari 250 between 1956 and 1964. The long bonnet, front grill and sumptuous lines of the F12tdf pay subtle homage to those era-defining Ferraris of the past. On a technical level, the front-mounted, naturally aspirated, V12 engine further echoes the legendary Ferrari 250. Everything about the F12tdf reminds you that this is a magnificent, thrilling vehicle resting on a long history of prestige and success.

Curio’s Davos Plans in Full Swing

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Since 1971, the WEF has been a bastion of the global economic and political elite. Every year, the world’s most prominent politicians, business leaders, economists and celebrities meet in Davos, Switzerland to discuss the global economy and economic development. Davos played a central role in facilitating the international response to some of the most dramatic events of the last 50 years, including the collapse of Bretton Woods in 1973, the global financial crisis of 2007 and the Eurozone debt crisis of 2009.   

“STOs now represent one of the most solid business cases for blockchain”

While the event remains a byword for power and exclusivity, it is now broadening its reach to encompass emerging businesses in the digital economy, and blockchain technology is at the forefront. Davos Conference Week provides a forum for innovative start-ups and entrepreneurs to rub shoulders with titans of the economic and financial establishment. The series of events, dinners and parties also attracts keen interest from venture capitalists seeking to exploit the new wave of digital innovation unleashed by blockchain technology. There has been lots of buzz about asset tokenization recently, along with a growing recognition that it represents one of the most solid business cases for blockchain.

As a central pioneer of asset tokenization in the Swiss crypto scene, Curio Invest will be playing an active role at the Davos Conference Week this year. Curio is harnessing asset tokenization to break down the barriers to entry to the lucrative collectable car market, meaning that everyone can now invest in exclusive vehicles like the Ferrari F12tdf. CEO Fernando Verboonen has placed particular emphasis on recruiting financial and legal experts to ensure complete regulatory compliance.

A highlight for Curio this year will be co-hosting the Em-Tech Investment Meetings, which will examine how digital assets will impact our lives in the coming years. Curio is a proud sponsor of EM-TECH, a non-profit project.

Will you be attending Davos too? Click here to contact us and arrange a meeting.